How Much Can You Invest Using Your Home Equity?
Instant estimate of your borrowing power and suitable JPH investment projects.
Most families want to invest — but don't know how much they can borrow.
Not sure how much equity is available
Unclear borrowing power
Confusing loan options
Unsure which investment type fits their situation
Worried about construction risk
This assessment gives you clarity so you can make safe and confident decisions.
How the Assessment Works
Enter your suburb & basic home details
(No exact address needed)
We calculate your borrowing power
Based on equity, LVR, and your loan balance.
We match you with suitable projects
Townhouse / Co-living / Modular options.
Start Your Free Assessment
Get your borrowing power estimate in just 2 minutes
Investment Strategies
Choose the strategy that aligns with your financial goals and borrowing capacity
Co-living (Dual Occupancy)
High Cashflow Strategy
Purpose-built co-living properties designed for premium rental yields and strong tenant demand.
EXIT STRATEGY
Sell to family buyers in 5–7 years or refinance
SUITABLE FOR
Borrowing Power $260k–$400k
Townhouse
Capital Growth Strategy
Multi-unit townhouse developments focused on long-term capital appreciation and strong resale value.
EXIT STRATEGY
High resale demand, excellent for refinance
SUITABLE FOR
Borrowing Power $400k+
Modular Home
Low Risk / Fast Build
Factory-built modular homes with fixed-price contracts and rapid construction timelines.
EXIT STRATEGY
Build-to-rent, refinance or sell
SUITABLE FOR
Borrowing Power $180k–$320k
Not sure which strategy is right for you? Complete our free assessment to get personalised recommendations.
Why Japan Homes Victoria
We bring Japanese precision and quality to Victorian property investment
Japanese Quality Standards
Precision engineering and attention to detail in every project
Transparent Process
Clear communication and full visibility throughout your investment journey
Expert Guidance
Dedicated team supporting you from assessment to settlement
Proven Track Record
Consistent delivery of quality projects with strong returns
Performance & Safety
Your investment is protected at every stage
Performance Bond
Every project backed by comprehensive performance guarantees
Insurance Coverage
Full structural warranty and builder insurance protection
Timeline Guarantee
Clear milestones with accountability at every stage
Quality Assurance
Independent inspections and Japanese quality standards
On-time Completion Rate
Projects Delivered
Happy Investors
Frequently Asked Questions
Everything you need to know about investing with Japan Homes
Book Your Free Investment Strategy Session
Turn your equity and borrowing power into a clear, 5–10 year investment plan with Japan Homes Victoria.
You've seen your borrowing power. Now it's time to turn those numbers into a real strategy—one that considers cashflow, risk management, and exit options tailored to your financial situation.
What You'll Get in This Session
- A clear view of what you can safely invest based on your equity and borrowing capacity
- Tailored comparison of Co-living / Townhouse / Modular for your specific budget
- Estimated annual cashflow and simple 5–10 year projection
- Exit strategies including refinance, sell, or hold options
- Explanation of risk protections such as fixed-price contracts and performance bonds
This Session is For You If…
- You own a home and wonder how far your equity can go
- You want to understand cashflow vs growth strategies
- You're curious about Co-living or Modular but not sure if it fits your situation
- You prefer someone to walk you through the numbers, not just hand you a brochure
What This Session is NOT
No hard sales pitch
We're here to educate, not pressure
No obligation
Take your time to decide what's right for you
No confusing jargon
Plain English explanations you can understand
Clear, practical discussion
To see if JH Victoria is the right partner for you
Ready to See What's Possible?
Tell us a few details about you and your investment goals. We'll get back to you to schedule your free strategy session and prepare before we speak.